You need a mint
“Overview
Mint is the freshest, most intelligent way for you to manage your money online. Not only is Mint free, it saves you money. While existing personal finance software packages require hours to set up, a passion for accounting (is that possible?) and hours of weekly maintenance, Mint is virtually effortless.
With Mint, you can be fully up and running in less than five minutes. After that, revolutionary, patent-pending Mint technology does the rest, with virtually no more work required. It automatically pulls together your bank, credit union and credit card data, and provides up-to-date and amazingly accurate views of your financial life - from the big picture to specific details, in a friendly and intuitive way.
In addition, Mint goes beyond visibility and analysis; providing personalized money-saving and money-making suggestions. Mint provides users an average of $1,000 in savings opportunities during their first session. Plus, Mint is proactive— alerting you when you are overbudget, have a low balance, need to pay a bill, and more.
Mint is safe and secure: we never know your identity and we provide bank level data security.
How Mint works
Mint is a modern, powerful, easy and secure web-based solution for managing your finances. And it’s free. You register anonymously using any valid email address, and then add the log-in information for the online bank, credit union and credit card accounts you want to consolidate in Mint.
Mint connects to over 3,500 US financial institutions. Your account information is updated each night. Mint automatically categorizes all your purchases, showing you how much you spend on gas, groceries, parking, rent, restaurants, DVD rentals and more, with amazing precision. An advanced alerting system highlights any unusual activity, low balances, unwanted fees and charges, and upcoming bills so you’re in constant contact with your money – effortlessly.
Mint goes way beyond just reporting. Using a patent-pending search algorithm, Mint constantly searches through thousands of offers from hundreds of providers to find the best deals on everything from bank accounts to credit cards; cable, phone and Internet plans, and more. Mint’s suggestions are “unique to you” as they are based on your individual spending patterns. For example, if you have $20,000 in a bank account that’s earning no interest, Mint might recommend a high interest rate savings account from ING or HSBC. Acting on that suggestion would give you an extra $900 in interest income over a year.”
Go get your mint [Link]


December 20th, 2007 at 6:21 am
Which one do you recommend the most; Wasabe or Mint?… I was about to give Wasabe a try but this one looks good too. Looks like Wasabe compares your data against other members which might make it more useful and powerful though.
December 20th, 2007 at 5:20 pm
Mint would probably fit more with my needs because I am married to my CFO
and we are in no immediate need for advice with budgeting. For those who need some help in that department, I would highly recommend Wasabe. Mint is more of a free version of Quickbooks or Quicken.
December 21st, 2007 at 6:19 pm
Debbie from Wesabe here. Thanks for the mention, Wizz and Duane.
In addition to tracking your bank and credit card accounts and transactions, Wesabe does have an active community dedicated to helping each other get the best value for their money. Members have submitted more than a thousand of their best money-saving tips, and we have a Groups section where you can ask questions and share your experiences.
I also wanted to point out that there is a great profile of Wesabe’s CEO, Jason Knight, in the latest (January) issue of Black Enterprise.